Professional, impartial, independent, mortgage advice service.

Marketwise Mortgages is an independent mortgage brokerage which means that we can search the entire mortgage market to find the most suitable and cost effective mortgage deal. We are not tied to any lender.

We do not charge broker fees, however to ensure our complete independence you do have the choice of paying no fee at all for our service, or paying a fee typically 0.5% of the loan subject to a minimum of £250 and receiving any commission we earn from the Mortgage Provider.

Our whole of market service can also include products which are only available by applying direct to the lender. This additional service is available for an upfront fee of £195.

We are professionally qualified with many years experience and will always provide you with advice that is tailored to your circumstances and requirements.

At Marketwise Mortgages we will work with you, arranging appointments that suit your schedule, at our Office in Berkeley or in your home or workplace or even over the telephone, at no cost to you at all. We offer home visits throughout Gloucestershire and surrounding counties.

Whether you are a First Time Buyer, Home Mover or looking to Remortgage to a new lender, we can search the market for the most suitable deals available and take care of the entire application process for you. We can also arrange all your mortgage protection needs.

Buy To Let – Whether you are an experienced landlord or buying a property to let for the first time we can find you the most competitive mortgage solution. Not all Buy to Let mortgages are regulated by the Financial Services Authority.

Offset mortgages – these products will offset money held in a current or savings account against your mortgage balance. This means that if you had a savings of £40,000 offset against a mortgage of £100,000, you would only need to pay interest on the difference of £60,000. Some products will allow you to use this method to reduce the term, whilst others will allow you to reduce your monthly payments.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.